Jeevan Surabhi

108 - Jeevan Surabhi

A Unique Money Back Plan with Increase in Risk Coverage

 

POLICY FEATURES

•Suitability : For Businessman & Professionals as money available periodically.

•Other Details : For a Policy of 15 years, one has to pay premium for 12 years only. Similarly, for a Policy of 20 years, one has to pay premium for 15 years only and for a Policy of 25 years, one is required to pay premium for 15 years only.

•Survival Benefits : 

Policy Term	Prem Paying Term	Survival Benefit for Rs. 1 Lakh
		4 Yrs	8 Yrs	12 Yrs	15 Yrs	18 Yrs
15 Yrs	12 Yrs	30,000	30,000	40,000	---	---
20 Yrs	15 Yrs	25,000	25,000	25,000	25,000	---
25 Yrs	18 Yrs	20,000	20,000	20,000	20,000	20,000

•Death Benefit :

• If Policy Holder dies before maturity, accrued Bonus is also paid to the Nominee.

• The Survival Benefit already paid will not be deducted from the death claim amount.

• The Risk Cover increase by 50% of the Sum Assured once in every 5 years

• Accident Benefit is provided only on Basic SA & during Premium Paying Term only.

• Regular Increase in Life Risk Cover is available without payment of extra premium and without undergoing other formalities like medical exam or special medical report.

• This plan is allowed to minor females where insurance is financed out of Paraents’ Income upto SA of 10 Lakhs 

 

POLICY FLOW